Challenges of Regulation and Fintechs


International Finance Magazine


For the most part, the fear that Fintech companies would usurp banks has not come to pass

The banking industry has seen tremendous changes in the past 10 years. The financial crash resulted in an overhaul of regulation that damaged the reputation of banks. Coupled with a lack of internal innovation in banks, this crisis allowed Finch upstarts to grab share in the industry. This has created a new, fractured financial landscape where traditional banks…

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About The Author

Damian is a career banker with more than 25 years of experience. He spent most of his career with Bank of Ireland where he held a number of senior roles, including Head of Deposits and Current Accounts, Head of SME Banking and Head of Customer Management and Customer Analytics. At Nomis, Damian is Managing Director responsible for the APAC region.